In This hackathon, Projects are judged wit these criteria
40% App execution, 40% Practicality, 10% Usability & Design, 5% Innovation & ecosystem, 5% U-Bot integration
Provider and service we can request for free:
| U - bot | AI assistant for your project | https://u.bot/ |
|---|---|---|
| Avalanche | Developer docs, API keys, testnet faucets | https://build.avax.network/docs/primary-network?ref=XQNLZ&utm_source=team1 |
| Tokenomist | Analytics tools and APIs for crypto investors and builders | https://docs.tokenomist.ai/overview |
Our topic mainly focused on Financial and Protection as Event Holder is U-Topia which they based on Business & Financial so this gonna be support reason.
We currently on AI Track: build any app that uses AI tools to solve a real-world problem. No Web3 experience needed.
(type by Arc as base structure for ideas)
In present, There are a lot of ways to find money / invest but no one really know how to manage money such as me. As Gen z growing and making progress on their job but only a few know about financial management not just how they earn, spend, invest but what about risk? if one day they got kick out of their job, how long they gonna survive with money they got left? .Many Gen z having debt / financial which happen because factor ‘NEED’ or ‘WANT’ these are the two things that they wouldn’t be able to tell the difference that much so this gonna be a huge problems and made them spending money recklessly and regret later not only spending and debt problem. Their also a scamming / fraud through various methods. Under stressful situation, user can make a huge mistake on decision which can lead them to money loss / wallet access to unknown person.
So what we offering is a platform / integration system which not only be a wallet but also be a smart wallet as you can match your lifestyle with your incomes / outcomes even with risk management provide by platform / integration system. Our AI in platform can provide useful info / suggest plan for each user so not only just Financial management but also with smart partner which you can take advice and manage your wallet as you seem fit. so this will suit with each person life style perfectly without affecting their goals / achievements on financial path. we also provide security on financial by walking through each transaction right before they withdraw / transfer cash / crypto to other person. Quick quiz which user need to answer before doing big transactions / suspicious transaction that suggest user to stop and rethink about what they gonna do by showing their goals how this transaction affect their goal, they can suggest with AI under each circumstances to reconsider their transaction. We don’t control but we suggest to user so we can make much safer spend for each user. Control and suggest before damage will be done.
<aside> 🌍
Research scope: Global evidence focused on Gen Z and people entering their first full-time job. Topics include financial management, debt, investing, money protection, scam awareness, and decision-making under pressure.
Research window: Community conversations from 15 September to 15 October 2026, supplemented with major 2026 surveys and official fraud reports.
</aside>
The core problem is not simply low financial literacy. Gen Z and first jobbers face a combination of thin emergency savings, unstable income, high-cost debt, fragmented financial advice, pressure to invest early, and scams designed to exploit urgency.
The strongest product opportunity is therefore not another generic budgeting app or a wallet that controls users. It is a financial decision-safety layer that helps users understand consequences, pause risky actions, and make their own informed decision before damage occurs.